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Chartwell Home Loan Finance

No Deposit Required

We provide you with 100% finance, helping you save money!

Registration Costs

No upfront bond registration costs, transfer costs, or transfer duties. Helping you plan your finances better!

No occupational rent

Your first payment goes towards your loan. From day one, you enjoy full rights of ownership.

Easy Application Process

Our application process is easier, quicker & cheaper. Ensuring you climb the home ownership ladder with ease.

Finance that understands you and your home ownership journey

Financed by Emerging Markets Home Loans – a registered credit provider.

Property for sale

Summerset Village

Located in Noordwyk, Midrand.

Fiber ready, clubhouse and more. 

Platinum Estate

Located in Chantelle,  Akasia.

Freestanding homes and apartments available. 

Chartwell EduClips Financial literacy

Learn more about home ownership with our Educlips series

Buying your dream home is an exciting, yet daunting chapter in your life. Our EduClips can help you prepare and build your confidence when it comes to home ownership.

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“An investment in knowledge pays the best interest.”

-Benjamin Franklin

Rent to Buy Chartwell Home Loan

Rent to Buy is a great financial option which helps you step onto the home ownership ladder. Chartwell has designed Rent to Buy to help you purchase your dream home.

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The typical Rent to Buy customer has a good history of managing their financial affairs and a GOOD CREDIT RECORD but falls short on affordability.

You rent for three years. The initial rent increases on an annual basis over the three-year period.

After three years of renting, you may purchase the house at the INITIAL Rent to Buy price.

Your home loan is at a fixed interest rate, with a term of 22 years.

Rent to Buy still requires a full credit check. This home loan is for customers that fall short of affordability.

Customers who do not yet have an established track record of stable employment can apply. Rent to Buy helps you to establish a credit record.