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Gauteng Property Market: Johannesburg

Gauteng Property Market in Johannesburg is a fascinating market! New developments are being built left, right and centre. With so many developments being built, it’s important to know what the market is asking for. Is the market interested in freestanding homes or apartments? Does the

gardening and your home

Your Home, Your Garden

Now that Spring is nearly here and the days are getting warmer and longer, it is time to think about your garden. We discuss indigenous gardens and being water wise (which saves you money) and growing for the kitchen! Your Garden, Your Home and Indigenous
loans and healthy credit score

Different Types of Loans and Keeping your Credit Score Healthy

In March 2021 the Consumer Credit Market Report 16% of credit granted was unsecured credit or short term credit (Source: ncr.org.za). Most of the credit granted is mortgages, these are the largest loans (39%). Secured credit made up 29%, credit facilities 14%, short-term credit 1% and developmental
make your home loan work for you

Make your Home Loan work for you

What is a home loan? A home loan is an amount of money borrowed by an individual, usually from financial institutions and companies that lend money. You are essentially borrowing money from a financial institution to help purchase your desired home. To make commercial sense
freehold, sectional title and estates

Freehold, Sectional Title and Estates

Freehold, Sectional Title and Estates...What is the difference? If you have decided to start your homeownership journey, you will be exploring different kinds of properties in the locations you would like to live in. In South Africa we have three different kinds of residential property
home owners and home contents insurance

Homeowners Insurance and Home Contents Insurance

What is the difference between Homeowners Insurance and Home Contents Insurance? When purchasing your home, you will come across two different terms. Homeowners insurance and home contents insurance. These are two different types of insurance to cover different things. We will discuss the differences below.
credit scores and home loans

Tips to Improve Your Credit Score

Before we think about your Credit Score... What is Credit? Credit is the ability to borrow money or access goods or services with the understanding that you'll pay later. Lenders, merchants and service providers (known collectively as creditors) grant credit based on their confidence that
Will and testament and family

Your Will and Testament and Your Home

Consider your Will and Testament when Buying a Home During your lifetime you will acquire various possessions such as a car, and a home. You may also have savings in a bank account. These possessions and amounts of money are called your assets.  You will