Chartwell Home Loan
20 Year Home Loan
No deposit required, 100% home loans
Easy Administration
Monthly levy, rates and taxes paid on your behalf and recovered from you as part of your monthly payment
Reduced Upfront Costs
No upfront bond registration costs, transfer fees or transfer duties
No Occupational Rent
Your first payment goes towards your loan
01
Our objective is to make home ownership more affordable and the process easier. We combine your home purchase and loan agreement into one agreement.
02
This is achieved by way of an instalment sale agreement. This affords you all the rights and benefits of ownership and complies with the National Credit Act, Consumer Protection Act and Alienation of Land Act.
Chartwell Home Loans. Financed by Emerging Markets Home Loans, a registered credit provider.
Documents Required
A certified copy of your South African ID
Your last 3 months payslips [If you receive regular overtime or commission, we need 6 months’ payslips]
Your last 3 months bank statements [If you receive regular overtime or commission, we need 6 months bank statements]
Proof of your current residence (a monthly rental statement)
Additional Documents if you are Married
A certified copy of your spouse’s South African ID
Your spouse’s last 3 months payslips
Your spouse’s last 3 month bank statements
A copy of your marriage certificate