Do you ever drive your car without knowing where you are going?
Strange subject matter for discussing home finance, or is it? In this blog we discuss what you can expect from a Chartwell Credit Analyst.
Chartwell has been at the center of creating innovate products to assist our home owners entering the housing market.
Chartwell has created our unique Instalment Sale Agreement and Rent-to-Buy home loan options. Our sales agents at our one stop shops will tell you more about these options.
Discussing housing finance can be a daunting thought and life changing. We would therefore like to share with you a bit about what your journey will entail when securing home loan finance with Chartwell.
Chartwell has employed experienced Credit Analysts that assess every application from your credit bureau record, salary slips and bank statements to make sure that we grant you responsible credit that will help you reach your end destination of becoming a home owner.
The next question is, what to expect when a Chartwell Credit Analyst calls me?
The Credit Analyst will ask you for 10 to 20 minutes of your time to complete a budget with yourself after they have assessed all your information sent with your application. Your application will then go through to the Head of Credit who will make the final decision. Although this sounds intense, our clients find this a very useful and helpful exercise, it is one-on-one home loan credit advice from our experienced professionals.
Our sales team will then contact you to discuss your options for home loan finance with Chartwell.
If you haven’t already done so, visit our website today and book your appointment now!